Telephone:  706-629-6499

Tele Bank:    706-624-0888.

Toll-free:       888-355-6462

NGNB Atm and Debit Cards
Our MasterCard Debit card gives you a faster, more economical, more convenient way to put the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write a check! So, you can purchase groceries, gas, or anything else wherever MasterCard is accepted. With MasterCard Debit Card, every purchase is as simple as using a credit card.
Our Atm Card allows you to withdraw or transfer funds any time of the day, without even coming to North Georgia National Bank. It’s like having your own personal teller whenever you need one!

UChoose Rewards Points
With North Georgia National Bank Debit Card you can earn UChoose Reward Points. You can make purchases at thousands of merchant locations that accept MasterCard and earn points towards merchandise, travel, gift cards and more. You will earn one point for every $2 you send by making a signature-based transaction, which includes those made in-person, over the internet, or by telephone when a PIN (Personal Identification Number) is not used.  
To check or redeem points: Exit our website to          

Traveling with you Debit Card
Due to the increase in fraudulent transactions using counterfeit Debit Cards, North Georgia National Bank will be blocking transaction outside of the United State and States that are not connected to Georgia.  The States that are open is Georgia, Florida, Alabama, Tennessee, Kentucky, North Carolina and South Carolina. You will still be able to but your PIN in and use the card anywhere. Please call us when you plan to travel or purchase outside of the states. We will be happy to fix your card so you will be able to use your card. Let us know the dates you need open. Without notifying us, your card will be blocked for potential fraudulent use.
Please call us at (706)629-6499 Monday through Friday 8:00am-5:00 pm and speak to a customer service representative to notify us of your plans.  We apologize for any inconvenience, but feel this is necessary to protect you as well as the bank.

Lost or Stolen Debit Card
During regular banking hours, contact a customer service representative by calling 706-629-6499 or after hours, call 1-800-554-8969. If you call 1-800-554-8969, follow up with us at 706-629-6499.

PIN Number
Call 1-800-567-3451 to change your PIN number.

North Georgia National Bank is offering CardValet, a new card management and fraud mitigation tool for debit cardholders. Cardholders simply download the free app from the Apple App Store or Google Play Store, and then they can actively manage their debit card.
With this new and powerful debit card management tool, our cardholders can set parameters for when, where and how their debit card is used. It’s easy to turn ‘Off’ their card from their smartphone, and then turn it back ‘on’ when they want to use it. Using the GPS system in the smart phone, geographic use restrictions can be established. Other controls can restrict usage by merchant and spending limit. Real time alerts create another layer of fraud protection with notice that a transaction was attempted, declined, or both.
CardValet puts the control of debit cards right into the cardholders’ hands.